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He had thought that besides failure, he might obtain many laws and abilities to choose from, but he really did not expect to see so many stars.

"So… Can Awakened abilities really be chosen at will like cabbages along the streets?"

As he sighed, he browsed through the stars.

The stars varied in size. Some of them were dim, while some were extremely bright. In either case, when Fang Ze looked over, they flickered rapidly, as if they were calling to him.

It had to be said that the note from the Late-Night Investigation Room was very reliable.

Although it said that such a situation was extremely rare, it still recorded the method if such a situation happened.

Fang Ze recalled what the note had recorded.

If more than one law echoed with the Awakened, then the Awakened could try to check the rough situation of the abilities in turn.

Alternatively, he could list his conditions and carry out a certain screening process.

With that thought, Fang Ze began to think about what kind of ability he wanted.

If there were very few stars, he would most likely only choose the ability to resolve his current crisis.

However, now that he had so many options, he could propose as many conditions as he wanted.

It needed to have enough growth potential.

It needed to be able to help him on a daily basis. It also had to be a trump card that was strong enough to let him deal with any crisis.

He should be able to use it on himself and others.

He should also be able to use it both widely and individually.

Also…

One by one, he proposed his conditions. Slowly, the stars in the sky began to decrease in batches. In the end, only a dark red star remained in front of Fang Ze.

The star was very large and very bright.

However, the color gave him an ominous feeling.

Looking at the star, Fang Ze was a little puzzled. It actually had the ability to satisfy his harsh conditions.

Then, what kind of ability was this?

As he thought about it, Fang Ze tried to feel the rough situation of that ability.

However, it was strange that he could only vaguely sense that this ability was very familiar to him. He had even used something similar himself.

"Why does it seem familiar?"

"Have I used something similar before?"

Fang Ze hesitated.

What exactly did this vague impression mean?

Why did it feel a little strange?

Thinking of this, Fang Ze could not help but hesitate.

However, because his conditions were too harsh, there were no other stars other than this one.

Therefore, after hesitating for a while, Fang Ze gritted his teeth and made up his mind.

He no longer cared!

Who cared what it was!

As long as it could solve his current predicament and have enough development potential, that was enough!

He had proposed so many conditions, but it could all be fulfilled by this ability. It could be said that he was fated with it!

With this thought in mind, Fang Ze chose this star.

As Fang Ze made his choice, the star suddenly shone brightly and rushed into his forehead.

Fang Ze felt his vision suddenly brighten. There was a sharp pain in his brain, and then he lost consciousness…

…

When Fang Ze woke up again, he found himself lying in the Late-Night Investigation Room.

However, before he could regain his senses, he choked.

He sat up quickly, slapped his chest, and spat out a spray of bright red liquid.

After taking a few deep breaths, Fang Ze realized that it was the cider vinegar that he had been holding in his mouth, mixed with blood.

He had to admit that the smell was really similar to the sea of blood he had just entered.

He slowly surveyed his surroundings and realized that the seven candles had burned out. The plant powder on his body had long since turned to ashes. Even the blue crystal had shattered into a few pieces.

Fang Ze looked at everything in front of him and belatedly remembered that he had just undergone the Awakening ritual!

Just as he was thinking this, he suddenly realized that there seemed to be a lot more information in his mind.

He closed his eyes, then silently comprehended the information.

A moment later, he opened his eyes with an odd expression.

This was because he finally knew what kind of ability he had obtained, and also why this ability felt so "inauspicious".

"I didn\'t expect it to be such an ability…"

"This is indeed a demon imprisoned in a cage…"

[Awakened Ability: Credit World, Elementary-Stage.]

Since this ability was only at the Elementary-Stage, it only had two small branch abilities.

The first branch ability was called "Credit Line".

This "credit" solely referred to the credit accumulated from using this ability. As long as Fang Ze didn\'t have a credit crisis, he would borrow stamina, energy, learning effects, training effects, and even strength in advance for the next month.

After borrowing these things, as long as he paid off what he borrowed within a month, there was no price to pay.

For example, Fang Ze wanted to stay up late to watch dramas today, but he was very tired. In that case, he could borrow six hours of energy in advance.

As long as he took the time to pay back those six hours of sleep in the next month, there would be no consequences.

For example, Fang Ze had obtained a martial technique today, but he needed it urgently.

In that case, he could borrow this martial technique in advance. However, at most, he could only borrow the state that he could reach after learning the technique for a month.

Furthermore, in the next month, he had to practice this martial technique seriously every day. Before he reached the state where he could borrow this martial technique, his practice would be useless.

All of the above were situations where Fang Ze "returned" the borrowed things on time.

However, once Fang Ze borrowed something and didn\'t pay it back within a month, the next branch ability, "Usury", would be activated.

There were two ways to trigger "Usury".

The first method was passive.

The other was active.

However, in both cases, the effect of the ability was the same.

If Fang Ze did not pay off his "debt", or if he encountered major difficulties and had to borrow stamina, energy, learning effects, exercise effects, and even strength that he would definitely not be able to pay off within a month…

Then, the [Usury] ability would take effect.

Fang Ze would receive "unlimited overdraft credit". Furthermore, there would be no repayment deadline.

However, no matter what he borrowed, it would incur a duplex interest of 3& monthly and 42.6% annually.

Fang Ze could use money, items, and even "hard work" of equal value to repay his debt. However, if he paid his debt with hard work, he would not receive the gains.

Meanwhile, if Fang Ze\'s repayment was too slow and the interest was so high that Fang Ze could not even pay the interest, then Fang Ze would be wiped out by the rules.

The two branch abilities complemented each other. It felt like a huge bait that lured Fang Ze to overdraw his potential in advance.

However, it could not only increase his strength and speed up his growth, but also allow him to deal with any crisis.

Moreover, since this was only the Elementary-Stage of the ability, there was still the possibility of expansion, such as Intermediate-Stage, Advanced-Stage, External-Type, and Group-Type branch abilities. Thus, it could really be said to be an all-rounded Awakened ability.

However, to be honest, with the memories from his previous life, Fang Ze also understood that this "credit" was like a demon trapped in a cage.

Once it was released from the cage, no one knew how much harm it would do.

In his previous life, there were many people who went bankrupt and saw the interest climb so high that they committed suicide.

However, when he thought about his current situation, Fang Ze felt that there was no point in thinking so far ahead.

After all, without the present, there was no future.

Furthermore, he had a Sesame Credit1 of 720 in his previous life and had no problem with risk control.

Therefore, perhaps using this ability would not be a problem.

With that thought, Fang Ze stopped hesitating.

After all, he had already obtained the ability, and it was such a powerful one. There was no reason not to use it.

Thus, he composed himself. First he summoned the shadow warrior and had it clean the Late-Night Investigation Room. Then, he sat on the floor and tried to figure out how to experiment with his powers.

His powers were powerful, but so were the side effects.

Therefore, during the experiment, he could not squander his credit. He had to reasonably borrow what he needed now.

Thinking of this, Fang Ze began to think about what he should borrow.

Should he borrow energy?

He was full of energy now.

Should he borrow stamina?

He was also full of stamina now, and didn\'t seem to need it.

How about… a martial technique?

Fang Ze brightened at the thought of this.

He found this idea reliable.

He hadn\'t forgotten the last time he\'d gone out with Bai Ling. She\'d mentioned that the power of an Awakened wasn\'t determined solely by their ability to awaken.

The strength of their physique, their combat intelligence, and their combat will were also very important.

After all, no matter how strong one\'s ability was, they had to hit someone before the ability could take effect.

Furthermore, Fang Ze was just an ordinary employee in his previous life. He had never come into contact with martial techniques and did not know anything about combat tactics.

Now that he had an Awakened ability, he immediately prepared to run.

He did not think that his escape would be smooth sailing. Instead, it was highly likely that he would be pursued by enemies and engaged in battle with them.

Therefore, knowing some combat techniques in advance and learning some simple martial techniques to avoid being defeated before he could use his Awakened ability might be his best choice now.

Of course, the "Credit World" ability could not give Fang Ze a martial technique out of thin air.

Therefore, Fang Ze still needed someone who could teach him martial arts.

With that thought in mind, Fang Ze couldn\'t help but look at the shadow warrior standing at the side with a thick iron rod after cleaning up.

His gaze lingered on the shadow warrior for a moment before Fang Ze waved at him and instructed, "Next, I need you to teach me some basic martial techniques and training methods."

"However, in order to know your strength, let\'s practice first!"

At Fang Ze\'s command, the 2.5-meter-tall shadow warrior, who looked like a giant metal bucket, nodded slowly, then raised his thick pole-like iron rod high.

Seeing this scene, Fang Ze hurriedly waved his hand in panic. "Stop! We\'re just sparring. We\'ll only use our fists and feet! Don\'t use your weapon!"

Hearing Fang Ze\'s words, the shadow warrior froze for a moment. Then, he tilted his head and looked down at Fang Ze. The huge iron rod in his hand slowly turned into black mist and disappeared without a trace.

Fang Ze felt that the shadow warrior\'s thoughts were written all over his face. "This shorty doesn\'t care about morals. Why didn\'t he let me use my weapon…"

However, Fang Ze felt that his thoughts were reasonable. He didn\'t have a weapon himself. If the other party used a weapon, it would be a one-sided suppression!

Now that both sides only used their hands and feet, Fang Ze felt that he could at least retaliate a few moves.

With this confidence, Fang Ze and the shadow warrior engaged in a one-sided "life-and-death" struggle for the next ten minutes.